Why is it easier to vote than to cash in US Savings bonds?

I just tried to cash in one of my US savings bonds at the bank. I've renewed my photo driver's license over the internet & have the printed receipt, but the bank wouldn't cash my bond until I receive my updated laminated photo ID.

Conversely, in my jurisdiction, I don't need any photo ID in order to vote, although, I usually superfluously show one. Hence, the US government is trying to ensure that nefarious people don't steal a $100 savings bond, but is perfectly happy to have random people voting on issues that could end up costing US tax payers millions of dollars. There seems to be something rotten in Denmark....